Stripe Fee Calculator Tool

Try our instant stripe fee calculator now. Stripe is a popular online payment platform worldwide. This calculator is a simple way to figure out how much Stripe’s processing fee will be when you are trading online.

Calculate Stripe Fees:


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About the Stripe Fee Calculator

What is Stripe?

Many businesses in Ireland use Stripe to process online payments. Stripe is a free payment gateway that connects your website to your bank. We recommend using Stripe for capturing online payments. We created this Stripe Fee Calculator tool to help you price your products. Stripe allows you accept in-store payments with Terminal. This card reader connects to your Stripe account and allows you to accept in-store payments.

When does Stripe charge fees?

Stripe fees occur on every transaction. This means that if somebody pays you via Stripe then they take a fee. This calculator will help you figure out how much to charge customers to negate this fee.

stripe payment integration for website designs

How much are Stripe Fees?

If you accept payments online you will pay 1.4% + € 0.25 per transaction for European cards. Irish businesses pay an extra 23% for VAT per transaction. Our tool takes VAT into consideration. For Non-European cards you will pay 2.9% + € 0.25 per transaction.

If you have a Stripe Terminal then you can take in-store payments from customers. With Terminal you will pay 1.4% + € 0.10 per transaction for European cards. This is cheaper than processing the payment via your online store. Irish businesses pay an extra 23% for VAT per transaction. Our tool takes VAT into consideration. For Non-European cards you will pay 2.9% + € 0.10 per in-store transaction.

So how do you determine how much you will charge your customers so that you don’t have to pay out of your pocket?

Use DesignBurst’s Stripe Fee Calculator. Find out the exact amount that Stripe will deduct from your transaction if you are an Irish Business. Then you can determine the pricing of your products to absorb these fees.

The DesignBurst Stripe fee Calculator is simple to use. Enter the amount into the designated space and our tool will calculate:

  • The Stripe Fee you will pay
  • What you actually recieve
  • How much you could charge a customer to absorb Stripe fees

Why use the DesignBurst Stripe Fee Calculator?

The DesignBurst Stripe Fee Calculator helps you prepare for Stripe Fees. They are a part of doing business online. This calculator will tell you in advance what you should charge your customers. By law you cannot pass the Stripe fees on to customers in the EU (see FAQs below). You can absorb Stripe Fees into your pricing.

Irish businesses undercharge for Stripe fees because they forget about the VAT. This is only applied in certain countries. Our Calculator considers the vat charged in Stripe fees in Ireland.

This handy tool will save you time. Use that extra time on better things, rather than spending it on such a monotonous task.

The Stripe Calculator for Ecommerce Stores

Our new Stripe Calculator is THE go-to tool for ecommerce stores and business owners. Our tools save you precious time and make your life a little easier in the process. Price your products right so that you get the amount you want. The final calculated values are the official Stripe Fees, as listed on their website.

As a business owner with many transactions in a day, we know that you already have your work cut out for you. The DesignBurst Stripe Fee Calculator tool makes your work a little easier.

How to use the DesignBurst Stripe Fee Calculator

You could either use our tool for every transaction or for bulk transactions. Make a list of the transactions through Stripe and enter the details in the “Amount” section of our tool. Our Calculator does the rest of the work for you. It lets you know how much you can save when you aren’t paying the fees yourself. It’s as simple as that!

Know More

Before you start using Stripe, determine how it fits into your business model. It would be a good idea to do your research on the fees and how they vary if you or your customers are not based in the EU. Our calculator aims to give you the most accurate amount based on the fees listed on the Stripe website. You should keep in mind that the exchange rates of currencies may also change the prices.

This calculator is not endorsed or supported by Stripe in any way. This tool indicates what Stripe may charge you. We can not in any way guarantee the accuracy of the results.

Stripe Fee Calculator FAQs

Is a Stripe account really free?

Yes. You can open a Stripe account for free here. You will only be charged if you recieve money into your stripe account. The fees are based per transaction.

If you want to use a Stripe Terminal in your business to take in-house card payments there is a one time fee outlined here. This fee is for the card reader. There are two card reader options. You do not pay for a Stripe account – you pay per transaction.

How should I use the Stripe Fee Calculator?

Add your price into the calculator. Select whether you are accepting payments online or in-store. The results will show how much Stripe will charge you in fees for that amount. It will also show you exactly how much money you will receive from Stripe. The third value is an estimate of how much you could charge for your product or service. You can also see the fees charged to non-eu cards if you accept worldwide payments.

Can I charge stripe fees to my customers?

If you are an Irish business you cannot pass the fees onto B2C purchases. This law also applies to some B2B transactions. In the EU there are laws to prohibit you from charging processing fees to your customers. Thus we recommend you absorb these fees into your pricing model.

If you are outside the EU then see this post on passing on fees to your customer.  Please look here for EU law restricting passing on stripe fees to customers. It is your responsibility to follow applicable law.

How do you calculate the Stripe Fees?

For European cards we take your original invoice and calculate 1.4% + €0.25. We then add Irish VAT rate of 23% to this fee as Stripe will do this when you are an Irish Business using their service. If you are VAT registered in Ireland you can claim this vat back.

For international cards we take your original invoice and calculate 2.9% + €0.25 + vat.

For the Stripe Terminal card reader we take your original invoice and calculate 1.4% + €0.10 + vat. This is the rate for European cards. The calculator processes 2.9% + €0.25 + vat for international cards.

How do you calculate "you could increase price to"?

We use Stripe’s recommended formula. Our tool calculates the best price increase to apply to your products / services. This formula is outlined here.

Do you have any other calculators I can use?

Yes! Check out our Website Cost Calculator. This tool will help you get an instant quote for your dream website.